fdic logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Hamburger Menu Icon Clos Menu Icon

Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

X in Circle Graphic

Zero monthly maintenance fees

Computer and Receipt Graphic

Free online bill pay

Credit Card Graphic

Debit cards

Phone Touch Graphic

Mobile App

Calculator & Math Graphic

Tax Reporting

Avidia Testimonials

"If not for the savings I set back at the time I was working, I never would have made it through the accident and illness afterwards. My medicine was absolutely a must with my heart and lupis. Thank you!"

"I enjoy having Avidia's HSA! I feel like I am making saving more money, and it is also helping me better track of my health care needs."

"Avidia is very easy to work with, and I love the communication whenever I make a purchase with my HSA. I also appreciate the newsletters that they send."

"My son was not feeling well and our wallets were tapped until payday, but I remembered my HSA card and was able to get my son the meds he needed to have a good nights sleep. I’m so thankful for this card. It’s always there whenever we need it!"

"My HSA has been great in that I’ve been able to pay copays and bills with it. I know there are other things I can use it for though. So, I’m working on taking advantage of all the benefits it provides."

"My portable HSA account has been a life saver in my retirement - paying health-care deductibles, dental costs above the coverage in my dental insurance, etc."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2

Flexibility

Flexibility:

At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3

Portability

Portability:

The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.

Co-Pays

Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions

Surgery

And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!

VISIT HSA STORE

*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits

2025

HSA Contribution Limits:

single

$4,300


family

$8,550

2024

HSA Contribution Limits:

single

$4,150


family

$8,300

catch up

Contribution Limits 55 and Older:

single

$1,000


family

$1,000

HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

Eligibility Icon

Have coverage under an HSA-qualified high-deductible health plan (HDHP)

Eligibility Icon

Have no other medical coverage

Eligibility Icon

Are not enrolled in Medicare

Eligibility Icon

Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia

Requirements

Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.

Benefits

  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Non-Deposit Investment Products:

  • Are not insured by the FDIC
  • Are not deposits or other obligations of the institution and are not guaranteed by the institution
  • Are subject to investment risks, including possible loss of principal invested

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.