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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Mobile App

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Tax Reporting

Avidia Testimonials

"As a self-employed single parent, my HSA provides an additional investment vehicle while also allowing tax-free purchases of necessary heath items (contact lenses, etc!) not covered by insurance. THANK YOU!"

"Sometimes you just can't plan medical expenses because the unexpected happens. My husband was up in a tree when he had a heart attack at our remote cabin in the woods and had to be transported by helicopter to a hospital in the city. That was such a shock. I'm glad we had good insurance and our funded HSA to take care of our high deductible. The recovery is going well and fortunately we can focus on that and not the hospital bills."

"When money got tight, I didn't have to worry because my HSA card kept my essential Rx available to me. I was secure that my mental health issues wouldn't become an issue."

"I have expenses associated with lymphedema which are costly and not in the budget. With the HSA, there has been money available when I needed new items, especially with high deductibles!"

"When my daughter had to go to the ER for possible appendicitis, my HSA saved the day because now money to pay that bill does not have to come out of the normal household expense money."

"HSA has allowed us to cover our deductible and co-insurance for 3 major healthcare needs this year (emergency appendectomy, accident with 2 broken arms, and lasik surgery)."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2



At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3



The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.


Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions


And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!


*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits


HSA Contribution Limits:






HSA Contribution Limits:





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Contribution Limits 55 and Older:





HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia


Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.


  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Non-Deposit Investment Products:

  • Are not insured by the FDIC
  • Are not deposits or other obligations of the institution and are not guaranteed by the institution
  • Are subject to investment risks, including possible loss of principal invested

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.