HSA the Right Way, with
Avidia Health
Why Avidia Health?
An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).
Zero monthly maintenance fees
Free online bill pay
Debit cards
Mobile App
Tax Reporting
Avidia Testimonials
3 Big Benefits of Health Savings Accounts
Triple-Tax Advantages
Triple-Tax Advantages:
Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.
Flexibility
Flexibility:
At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.
Portability
Portability:
The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.
Eligible Expenses
Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.
Co-Pays
Eyewear & Eyecare
Dental Work
Prescription Medication & Qualified OTC Medication
What Else?
Lab Fees
Animal Aid
Therapy Sessions
Surgery
And More!*
Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!
*A full list of qualified expenses can be found in IRS Publication 502.
HSA Contributions Limits
2025
HSA Contribution Limits:
single
$4,300
family
$8,550
2024
HSA Contribution Limits:
single
$4,150
family
$8,300
catch up
Contribution Limits 55 and Older:
single
$1,000
family
$1,000
HSA Eligibility
To be eligible for an HSA, you must meet the following requirements, determined by the IRS
Have coverage under an HSA-qualified high-deductible health plan (HDHP)
Have no other medical coverage
Are not enrolled in Medicare
Cannot be claimed as a dependent on someone else’s tax return
Investing with Avidia
Requirements
Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.
Benefits
- No federal income tax on contributions
- No tax on withdrawals for qualified medical expenses
- Earnings from investments are tax free*
Investment Options
We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.
*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.
Non-Deposit Investment Products:
- Are not insured by the FDIC
- Are not deposits or other obligations of the institution and are not guaranteed by the institution
- Are subject to investment risks, including possible loss of principal invested
Sign Up!
HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.
Non-Deposit Investment Products:
- Are not insured by the FDIC
- Are not deposits or other obligations of the institution and are not guaranteed by the institution
- Are subject to investment risks, including possible loss of principal invested
