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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Mobile App

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Tax Reporting

Avidia Testimonials

"Our HSA with Avidia took away the financial stress of having a baby! We didn't have any financial stress in the middle of adding a new family member. I am very thankful we didn't have to focus on bill payment and payment plans in the middle of such a big life change. We paid in full for the birth and after care. Additionally, we have plenty of padding for healthcare costs so we never have to dip into savings for health expenditures."

"We've used our HSA for years to pay for doctor visits and other related medical costs TAX FREE. We love that the HSA allows us to stretch our hard earned dollars a little farther."

"My son had an unexpected surgery, and investing in my HSA made a big financial burden bearable. We were able to pay 75% of our deductible that year because we had saved! Even a healthy 11 year old can have an emergency, planning for these emergencies is essential."

"When my spouse was diagnosed with Crohn's disease, there was a lot of blood work, tests, and infusions to combat the diagnosis. Having the HSA helped keep a more balanced budget navigating these new waters in my spouse's health."

"Well, I just finished recuperating from some unplanned but very necessary surgery. That was a quick $50k+ in medical expenses, which after insurance leaves me with around $6,500 due. I'd rather keep those dollars in my HSA for retirement, but I'm sure glad I have them available to pay the bill and on a tax free basis. I'd estimate that saved me about $2,500 in taxes vs using a regular savings account!"

"Whether it was taking a sick kid into the urgent care in the middle of the night or visiting my doctor when I had a health scare, my HSA has saved the day more times than I can count. When I didn't have the money to make another payment, I had my HSA to help out. I'm glad I have one and will continue to use it in the future."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2



At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3



The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.


Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions


And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!


*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits


HSA Contribution Limits:






HSA Contribution Limits:





catch up

Contribution Limits 55 and Older:





HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia


Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.


  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.