HSA the Right Way, with
"Oh my gosh. I can’t tell you how helpful having this HSA has been. Not only has it helped me with budget planning, it has actually helped me to be more fiscally responsible. I’m saving so much and paying off medical bills left and right for all members on my insurance!"
"When I broke my wrist and had unexpected expenses, I was able to use my HSA to cover them without a hit on my bank account. It was easy-to-use and no fuss, which was great!"
"I am very new to having an HSA (never had one before), and I have just been diagnosed with having hypertension/ high blood pressure. A few days ago, I was prescribed two types of medications. I will NEVER have to worry about paying for them with this account! Thank you Avidia!"
"While I was working, I contributed the max, tax free, with the idea that if needed, we would have some relief of expensive medical bills. We also invested about 25% of our balance through Avidia and that has turned out very well. We tend not to request medical reimbursements so far since we do not have any health issues and want the investment to grow for future possibilities that require immediate cash."
"It has been there for me when I needed it the most for my kids and my husband. It's the best savings plan for medical and dental expenses. I purposely choose an HDHP so I can have an HSA. Thank you for helping!"
"I started to need new eyeglasses for work. I spend a lot of time on the roads. Making my eyesight of the upmost importance. Knowing that my HSA was there to help ease the costs, makes working on the road much less stressful. I'm grateful."
3 Big Benefits of Health Savings Accounts
Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.
At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.
The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.
Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.
Eyewear & Eyecare
Prescription Medication & Qualified OTC Medication
Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!
*A full list of qualified expenses can be found in IRS Publication 502.
HSA Contributions Limits
HSA Contribution Limits:
HSA Contribution Limits:
Contribution Limits 55 and Older:
To be eligible for an HSA, you must meet the following requirements, determined by the IRS
Have coverage under an HSA-qualified high-deductible health plan (HDHP)
Have no other medical coverage
Are not enrolled in Medicare
Cannot be claimed as a dependent on someone else’s tax return
Investing with Avidia
Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.
- No federal income tax on contributions
- No tax on withdrawals for qualified medical expenses
- Earnings from investments are tax free*
We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.
*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.
HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.