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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Tax Reporting

Avidia Testimonials

"I had emergency dental work I needed to do, which I have postponed in the past, but because I have my money in an HSA, I now can feel confident I can take care of the situation and not suffer financially. I have never had an HSA before but I'm excited that I do now."

"As a mother of six children ranging in age from one month old to ten years old, having extra money set aside in my HSA has helped me pay unexpected medical bills without worrying about a financial burden."

"Without my HSA, I wouldn't be able to afford all my medications that I need monthly. Now, I don't have to pick or choose which medication is most important to take. Thank you!"

"I was in a pinch after taking care of all of my bills. I needed to get some medical supply from the closest pharmacy and was able to use my HSA cad to make the purchase. It eased my mind to know that I had medical funds to use for this supply."

"My HSA has been an invaluable tool since day 1 and comes in handy when I have to pay out-of-pocket costs for supplemental medical treatment that are not covered by my insurance. Without my HSA, I wouldn't have been able to afford the help I needed to feel better."

"Sprained my thumb severely and needed to buy specialized thumb splints to help it stabilize and heal. None were covered by insurance, but luckily I was able to pay for it with my HSA card."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2

Flexibility

Flexibility:

At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3

Portability

Portability:

The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.

Co-Pays

Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions

Surgery

And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!

VISIT HSA STORE

*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits

2025

HSA Contribution Limits:

single

$4,300


family

$8,550

2026

HSA Contribution Limits:

single

$4,400


family

$8,750

catch up

Contribution Limits 55 and Older:

single

$1,000


family

$1,000

HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia

Requirements

Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.

Benefits

  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Non-Deposit Investment Products:

  • Are not insured by the FDIC
  • Are not deposits or other obligations of the institution and are not guaranteed by the institution
  • Are subject to investment risks, including possible loss of principal invested

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.