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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Tax Reporting

Avidia Testimonials

"Found out I had breast cancer and used up my deductible amount very quickly. If I wouldn't have had the amount in my HSA, I would have had to take money from savings or make payments. It was VERY helpful to have the entire amount for my deductible saved up in my HSA account!"

"My HSA has saved the day most recently when my oldest daughter became very ill and in a great deal of pain. We had to take her to the emergency room, which is not cheap. It is because of my HSA that I did not worry about co-pays for this. We are in the process of purchasing a home. So, a large balance bill would not have helped our financial situation."

"My HSA allowed me to afford new glasses for the first time in years. I knew that I needed new glasses but had a hard time affording them, until I started putting the price of my former health insurance payment into my HSA each month, which added up quickly. I not only have prescription glasses, but also prescription sunglasses, too! They make a world of difference in my daily life."

"My partner and I were going through some difficult issues regarding our interracial relationship. With my HSA, I found a couple’s therapist that helped us communicate and understand one another better."

"My wife had a fairly significant surgery this year, and we funded our out-of-pocket max with the funds we had saved in our HSA. Also, I switched some of the funds over to the investment option we have and am currently getting more than a 10% return to help offset future medical bills."

"My HSA has given me the support needed to continue the complex medical care that my family needs due to my son and daughter’s rare chromosome abnormalities. The future medical cost will be great for my daughter who also has Cystic Fibrosis, and my HSA allows me to plan for those high costs."

3 Big Benefits of Health Savings Accounts

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Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

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At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

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The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

HSA Contributions Limits


HSA Contribution Limits:






HSA Contribution Limits:





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Contribution Limits 55 and Older:





HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.