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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Mobile App

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Tax Reporting

Avidia Testimonials

"I was able to pay for medication that keeps my lungs functioning at full capacity and was able to have my wisdom teeth removed without braking my bank!"

"My HSA has been accruing for several years now as a tax savings. I opted this year to have a voluntary sugery done for myself and had my deductible money already saved in my HSA. It was awesome."

"Pain free, tax free deposits made each pay period ensure money in my account when I need it without the stress. Wish I had an account years ago."

"When traveling this summer, I fell and broke my arm. I went to a hospital out of the area. It was wonderful to know that there were savings already in my HSA. The added cost did not put a burden on us. Thank you for this great service!"

"My HSA now pays for items I always paid for out of pocket before. It is so awesome to know that I don't have to wait for a pay day to get my needed meds or supplements as it keeps my health on track. Thank you!"

"When my 6 year old daughter broke her arm after her adventurous daddy was tossing her on the trampoline, we faced an $1800 orthopedics bill that thankfully we had covered through our HSA."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2

Flexibility

Flexibility:

At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3

Portability

Portability:

The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.

Co-Pays

Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions

Surgery

And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!

VISIT HSA STORE

*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits

2025

HSA Contribution Limits:

single

$4,300


family

$8,550

2024

HSA Contribution Limits:

single

$4,150


family

$8,300

catch up

Contribution Limits 55 and Older:

single

$1,000


family

$1,000

HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia

Requirements

Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.

Benefits

  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Non-Deposit Investment Products:

  • Are not insured by the FDIC
  • Are not deposits or other obligations of the institution and are not guaranteed by the institution
  • Are subject to investment risks, including possible loss of principal invested

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.