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On Wednesday, June 26, a maintenance update will be made to our HSA portal. The update starts at 9 a.m. EST and is expected to last 30 minutes. We anticipate that if you are logged in to your HSA on either the desktop or mobile app at the time of this activity, you may be logged out or experience intermittent access issues. Unfortunately, we were unable to schedule this update outside of business hours. Thank you for your patience!

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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Debit cards

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Mobile App

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Tax Reporting

Avidia Testimonials

"As a busy wife, mother of two, high school counselor and part time Psychology professor, health issues can definitely be something that I don't feel I have the time for. With an extremely large health insurance deductible, they can also present a financial burden that can weigh heavily on my family. Thankfully, I know that if or when they do arise, I have my Avidia savings account ready and waiting to pay my in-office copays so my monthly budget stays in tact."

"I recently had dental work (a tooth crown and a root canal) done unexpectedly and urgently. They both were very expensive. Fortunately, my HSA helped offset costs of high-deductible health dental plans and I am very grateful for that!"

"I work with hundreds of children a week, being exposed to many different illnesses. My HSA has saved me from co-pays and pharmacy charges."

"Having the HSA cash set aside and separate is perfect. Unexpected doctor visits, prescriptions, and other related expenses are all covered without any worry. Having my HSA has saved the day too many times to count! Avidia has been very helpful the few times I’ve needed to contact them as well."

"During the past 18 months, I discovered I had a spot of skin cancer on my nose that had to be surgically removed. I was not prepared for this unexpected procedure, but because of my contributions to my HSA, I was prepared for the out of pocket costs saving me the stress of coming up with extra money. It is so simple to contribute that I forget I am even doing so....until I need it. And it is there!"

"This little magic card has saved me so much! Whenever I need anything medical or health realated, I no longer have to use my debit card or cash to purchase it. I recently went to the family doctor, my health insurance only paid a portion of my bill. Instead of using my checking account to pay the bill, boom! there is the payment. I love this card."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

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At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3



The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.


Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions


And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!


*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits


HSA Contribution Limits:






HSA Contribution Limits:





catch up

Contribution Limits 55 and Older:





HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia


Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.


  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.