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Why Avidia Health?

An Avidia Health HSA is a convenient and smart way to pay for medical expenses and reduce your taxable income. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan, usually a High Deductible Health Plan (HDHP).

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Zero monthly maintenance fees

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Free online bill pay

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Debit cards

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Mobile App

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Tax Reporting

Avidia Testimonials

"When my 18 month old fell from a bunk bed ladder on December 1st and broke both bones in his right leg, the medical bills were much higher than we anticipated. Thankfully, we had savings in our HSA that completely covered the cost of all our bills! It took such a burden off during a trying and stressful time. It pays to save and contribute towards your HSA. You'll thank yourself!"

"My HSA has saved the day by being there for unexpected medical and dental expenses. The fact that I can put a small amount away each week along with the generous amount my company contributes is so reassuring. I don’t have to put off a needed procedure."

"Having cash set aside in an HSA really helps with covering the out-of-pocket costs of medical co-pays and prescription medications. It's also great that it is triple-tax-advantaged with pre-tax money in, tax-free growth, and tax-free when spending on qualified medical expenses."

"Having some money put away in our HSA has been great for unexpected healthcare costs. Recently, our 1st grader accidentally got her finger shut in a door at church. She was brave and the doctors were great, but she ended up needing surgery and we were able to easily use our HSA card to cover the costs."

"I’m a nurse with chronic back pain and a bulging disc. I was unaware that my HSA would cover medical massage. Once I found out I was able to get at least a monthly massage at an affordable rate with my HSA account. I am now able to walk, move, bend, and help with patients. I am very grateful for my HSA."

"I have 3 children and we frequently visit the pediatrician. I closely manage my HSA and make sure I have funds to cover my out of pocket expenses. The Avidia card is so easy to use and the website helps me manage my transactions."

3 Big Benefits of Health Savings Accounts

Number 1

Triple-Tax Advantages

Triple-Tax Advantages:

Contributions are tax free, potential interest accumulates tax free, and distributions are tax free when used to pay for qualified medical expenses.

Number 2



At age 65, any remaining HSA funds can be withdrawn for non-medical reasons without penalty.

Number 3



The employee owns all HSA funds. The accumulated balance in the account rolls over from year to year, and accounts move with employees even if they change employment or retire.

Eligible Expenses

Avidia members can use their HSA funds for certain medications, medical equipment, and other healthcare-related expenses.


Eyewear & Eyecare

Dental Work

Prescription Medication & Qualified OTC Medication

What Else?

Lab Fees

Animal Aid

Therapy Sessions


And More!*

Any item found in the HSA Store is eligible and can be shipped straight to your doorstep. Simply create an account, enter your details, and start shopping!


*A full list of qualified expenses can be found in IRS Publication 502.

HSA Contributions Limits


HSA Contribution Limits:






HSA Contribution Limits:





catch up

Contribution Limits 55 and Older:





HSA Eligibility

To be eligible for an HSA, you must meet the following requirements, determined by the IRS

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Have coverage under an HSA-qualified high-deductible health plan (HDHP)

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Have no other medical coverage

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Are not enrolled in Medicare

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Cannot be claimed as a dependent on someone else’s tax return

Investing with Avidia


Avidia HSA members need a balance of $1,000 to begin investing their HSA funds. Once this threshold is reached, members can choose the mutual fund that best fits their situation.


  • No federal income tax on contributions
  • No tax on withdrawals for qualified medical expenses
  • Earnings from investments are tax free*

Investment Options

We offer over 30 investment options at Avidia Health because we know every budget, every family, and every situation is unique.

View Investment Options

*Earnings withdrawn for reasons other than qualifying medical expenses before accountholder turns 65 are subject to ordinary income tax.

Sign Up!

HSAs are easy to open, easy to use, and easy to maintain. You can open an HSA through your employer or on your own, and it only takes a few minutes.